Money Transfer

OK, there are a few things in our globalised/online world which really annoy me:

How it should be: I go to my home-banking page/the page of the german postal service/some other well known service, give my Credit Card and can make a Money Order for about 440 CAN$ to the place where I want to sleep in August.

How it is:
I burned an hour in searching for some hint how to do it and I don't know any more than before.

argh